Why You Must Investment In Malaysia For Dividend?

Investing in dividends offers a variety of benefits, including a steady income stream, the potential for growth, reduced portfolio volatility, favorable tax treatment, and portfolio diversification. In Malaysia, investing in dividends is particularly advantageous due to its high dividend yield, stable political and economic environment, diversification opportunities, favorable tax treatment, and growing middle class.

Benefits of Dividends Investment:

  • Steady Income Stream: Dividend-paying stocks and funds provide a regular stream of income to investors, which can help supplement other sources of income and provide financial stability.
  • Potential for Growth: Dividend-paying stocks and funds can offer potential for long-term capital appreciation, which can help investors grow their wealth over time.
  • Reduced Portfolio Volatility: Dividend-paying stocks and funds tend to be less volatile than non-dividend-paying stocks and funds, which can help reduce portfolio volatility.
  • Tax Benefits: Dividends can receive favorable tax treatment, which can reduce the tax liability for investors and increase their overall returns.
  • Portfolio Diversification: Investing in dividend-paying stocks and funds can provide diversification benefits by spreading investments across different sectors, industries, and geographic regions.
Invest in Malaysia

Benefits of Dividends Investment in Malaysia:

  • High Dividend Yield: Malaysian companies have a history of paying out a significant portion of their profits to shareholders, which provides a high dividend yield and makes Malaysia an attractive destination for those seeking a steady stream of income.
  • Diversification Opportunities: Malaysia’s stock market is diverse, offering a range of sectors and industries, which provides opportunities for diversification. This diversification can help reduce portfolio volatility and provide a hedge against market risks.
  • Favorable Tax Treatment: Malaysia offers tax exemptions and reduced tax rates for certain types of investments, which can reduce tax liabilities for investors and increase their overall returns.
  • Growing Middle Class: Malaysia’s growing middle class has led to increased consumer spending, particularly in areas such as healthcare, education, and technology. These growing sectors provide opportunities for companies to expand, which can lead to attractive dividend payouts for shareholders.
Stock NameStock CodeDividend YieldDividends.my Link
Maxis BerhadMAXIS4.59%dividends.my/MAXIS
Axiata Group BerhadAXIATA4.54%dividends.my/AXIATA
RHB Bank BerhadRHBBANK4.46%dividends.my/RHBBANK
Public Bank BerhadPBBANK3.67%dividends.my/PBBANK
Petronas Dagangan BerhadPETDAG3.30%dividends.my/PETDAG

In conclusion, investing in dividends in Malaysia offers numerous advantages for investors seeking steady income, long-term growth, and diversification. The high dividend yield, stable political and economic environment, diversification opportunities, favorable tax treatment, and growing middle class make Malaysia an attractive destination for dividend investing. However, investors should be aware that all investments carry risks, and there are no guarantees of future returns. It is essential to conduct thorough research, seek professional advice, and maintain a long-term perspective when investing in dividends or any other financial instrument.

Malaysia Dividends Calculator

Existing to release the Malaysia Dividends Calculator free version. With that say, you will able to calculate your past dividends income, in case you didn’t make a tracking on paper. Below is the details what you can get and what you need to setup in order to get it.

What You Can Get From the Dividends Calculator?

Before the setup, above is one example what you will see from the calculator. Simply insert the counter you wanted to check, and press refresh, and you will see the total dividend income from the past.

Besides that, you can see the breakdown of the each time distribution from the counters according to the ex date (not payment date), as you entitled for dividends as long as before Ex date.

Dividends Calculator Setup

Follow below steps to setup the calculator:

  1. Make a copy of the Google Sheet below to your drive.


2. You should now see a copy of the google sheet.

3. At the Menu bar, select Tools and Script Editor.

4. Press “Refresh”. You should see below “Authorization Required”. You will need to setup for the first time.

5. Press Continue and select your Google account to use the Google Sheet. If you do not have the Google Account, you will need to register one.

6. Click Advanced and Click Go to Dy_Calculator (unsafe)

7. Click “Allow”.

8. You are all done.

2020 Dividends Investment Target Goals – Dividends.my

Hello everyone, this is my first post for dividends.my. As a investor, apart from investing short and mid term stocks, one of the most important focus of my investment journey is dividends income, which is a longer term investment. Dividends investment is basically building a passive income portfolio while you are sleeping. If you selected the right asset on dividends investment, you are not only receiving the long term dividends income, but also enjoying the appreciation of the asset that you purchase in long run.

They are a lot of choices in this world about the dividends investment. However, i try my best to focus the good dividends investment opportunity in Malaysia, as we are Malaysian!! And i believe our nation’s economy will grow gradually with the abundant natural resources and strategic geographical location.

The very first dividends investment goals are

  1. To ensure your asset is NOT depreciating.
  2. To ensure your asset’s appreciation outperforms inflation rate.
  3. To ensure your asset’s appreciation outperforms Fixed Deposit rate.

Recommended dividend yield target per annum: 5%

Below is our existing Malaysia Interest Rate Trend. Currently we are at 2% interest rate and Bank’s FD rate is close to 2%.

source: tradingeconomics.com

Below is Malaysia Inflation Rate Trend. We are at around 0.5% in 2020, and expected around 2.5% in 2021.

Statistic: Malaysia: Inflation rate from 1984 to 2021 (compared to the previous year) | Statista
Find more statistics at Statista

In short, our dividends yield target should set at above 3% at least. I’ll set 5% at least for myself.

Recommended dividend yield target per annum: 5%

As we are currently in economy downtrend, it is very good timing to do more study and purchase good asset at discounted price for your dividends portfolio. I’m going to share more of my portfolios, opinions, and strategies in Malaysia. Stay tuned with us on dividends.my/blog.


Public Bank FD Rate

Maybank FD Rate